Liability is the coverage other people ask you for: landlords, general contractors, venues, clients. The certificate is only as good as the policy behind it.
We set limits from the contracts in front of you, add additional insureds the right way, and talk about umbrella when one claim could outrun the primary.
What it typically includes
- General liability (GL)
- Professional / errors & omissions
- Umbrella and excess
- Product and completed operations
- Personal umbrella for households that need a higher ceiling
A good fit if
- Contractors bidding jobs that require $1M+
- Professionals who give advice for a living
- Landlords and event hosts
- Households with assets above a standard home limit