If the building, the van, or the job is in the company’s name, it does not belong on a personal policy. Commercial is the lane for that risk.
We place commercial property, commercial auto, inland marine for tools in transit, and the landlord or tenant forms that leases quietly require.
Florida, specifically
Commercial wind and flood in Miami-Dade are their own market. Bring the statement of values and how the building is used. Guessing replacement cost is how people get underinsured.
What it typically includes
- Commercial property and building coverage
- Commercial auto and hired/non-owned auto
- Inland marine / tools and equipment
- Landlord and tenant building forms
- Ordinance, debris, and wind where available
A good fit if
- Property owners and landlords
- Contractors and trades
- Fleets and mixed-use vehicles
- Retail, warehouse, and office locations